Accept payments with VSL

Social Payments for Africans and AI agents.

Accept payments from anyone, anywhere, in person or online.

One connected payment session
  1. Choose a channelWhatsApp, Facebook, AI agents, in person or your own platform.
  2. Create a payment requestConfirm the amount and share or present your VSL request.
  3. Customer paysThe customer completes a supported VSL payment flow.
  4. Track the transactionView payment status and linked records in one transaction session.
Important compliance notice

Payment methods and financial services remain subject to eligibility, verification, applicable law, partner availability, transaction review, limits, and our Terms of Service.

Platform guide

Understand VSL Market.

How to accept payments, receive money and pay VSL users, with clear records and the responsibilities that apply.

VSL Market overview topics
  • What is VSL Market?

    VSL helps Africans accept payments, receive money and make payments to VSL users for products, services and other lawful transactions.

    Receive payments from anyone, anywhere, in person, online, through WhatsApp, Facebook or AI agents, or on your own platform.

    Accept credit or debit cards, bank transfers, USDT and BTC through supported VSL payment requests, payment links or virtual POS tools.

    Keep the amount, currency, recipient, conversation, payment status and supporting records together in one transaction session.

  • VSL supports individuals and businesses receiving money for everyday needs, professional work, products, services and other agreed transactions.

    Share a payment request wherever the interaction happens. The person paying can use an available VSL payment method, and you can review the recorded status in VSL.

    We support lawful commerce only. Every user must comply with applicable product, payment, tax, import, export, sanctions, consumer-protection, licensing, and local market requirements.

  • Your payment request can start where the conversation already happens. Accept payments through WhatsApp, Facebook, personal or anonymous AI agents, in person or on your own platform.

    Accept a payment without starting with a marketplace listing. Use a request, link or virtual POS for the agreed transaction, with invoices and delivery records available when needed.

    Make the recipient, reason, amount and currency clear before payment. Keep important terms and the VSL payment reference in a reliable written record.

  • Use VSL to request and receive payments for anything lawful, from a service fee or an agreed invoice to products, custom work or other transactions.

    Share your VSL payment request with the person paying. Customers do not need a VSL account to complete a supported payment to you.

    We expect sellers to use accurate descriptions, truthful media, clear pricing, realistic delivery information, and fair commercial terms. Sellers remain responsible for fulfilment, taxes, refunds, warranties, licences, and other obligations connected to their offers.

  • Pay a VSL user through their official payment request, payment link or virtual POS. Check the recipient, reason, amount and currency before continuing.

    Choose an available credit or debit card, bank transfer, USDT or BTC payment option. Review the VSL transaction status and keep the reference or receipt for your records.

    We do not guarantee every seller, product, service, delivery, or commercial outcome. Platform records and verification signals support informed decisions but do not replace independent judgement or due diligence.

  • A payment can start with a simple request or an agreed invoice. Use quotes, invoices and supporting records when you need to explain the amount, scope or payment terms.

    For services, custom orders, wholesale supply, manufacturing work, procurement, and project-based engagements, users should clearly record the parties, scope, price, currency, quantity, milestones, delivery obligations, refund terms, and any acceptance conditions.

    Templates, records, messages, quotes, and contract-related tools on our platform are operational tools, not legal advice. Users should obtain independent legal advice when a transaction is complex, high-value, regulated, cross-border, or legally sensitive. We do not guarantee that every user-created agreement will be legally valid or enforceable in every jurisdiction.

  • Accept direct digital payments through credit or debit cards, bank transfers, USDT and BTC where supported. Share a request online or present an available VSL link, QR code or virtual POS in person.

    For cash payments, the person paying hands you the money directly in person. Cash handed over outside the digital payment flow is separate from a payment processed through VSL.

    Available payment methods, currencies, transaction limits, fees, settlement paths, payout timing, reversals, and eligibility vary by country, account status, verification, banking rules, payment partners, risk review, and applicable law. A displayed payment option does not guarantee that every transaction will be approved or completed.

  • The person paying can check the request, recipient and amount. The person receiving can review the VSL payment status and transaction reference. Keep any agreed scope, delivery or refund terms with the payment records.

  • Accept payments through VSL conversations, WhatsApp or Facebook where supported. Discuss the reason and amount, then use the appropriate VSL payment request.

    Personal or anonymous AI agents can help connect someone to a VSL payment request. The payment itself still takes place through the supported VSL flow.

    Users should never rely only on disappearing messages, verbal promises, or unverified off-platform payment instructions for material transaction terms.

  • Receive digital payments face to face at a shop, office, event, appointment or any other supported setting. Present your VSL payment link, supported QR code or virtual POS.

    The person paying opens the request and completes an available payment method. Check the recorded VSL status before treating the transaction as paid.

    Availability depends on country, device support, verification, account eligibility, transaction type, banking partners, payment partners, and compliance requirements.

  • Start with the amount, currency and reason for payment. If the amount needs discussion, use a quote or conversation to agree it before requesting payment.

    Quotes and bids support the payment when a transaction needs negotiated pricing. They are optional supporting tools, rather than the starting point for every payment.

    A quote or bid is not automatically a completed contract. Users should clearly record acceptance, final terms, and any conditions that must be satisfied before payment or performance begins.

  • Review the VSL user’s available profile and contact details before paying. Confirm that the request belongs to the person or business you intend to pay.

    Use visible profile information and your conversation to check the recipient and agreed transaction. Ask for clarification if the name, reason, amount or currency does not match.

    Our search and vendor-intelligence tools help organise available information. Search results, AI-generated summaries, profile signals, and public marketplace data may be incomplete, outdated, or inaccurate, so users should independently verify information that matters to a transaction.

  • VSL supports multi-currency payment records and available fiat and crypto payment or payout options across supported regions.

    Currency support, conversion, pricing, fees, bank settlement, virtual accounts, card acceptance, crypto-related options, QR payments, POS availability, and payout methods can vary by location, account eligibility, verification, transaction type, partner support, and applicable law.

    Users should review the displayed amount, currency, fees, payment method, recipient details, settlement path, and payout arrangement before confirming a transaction.

  • Users remain responsible for the legality and accuracy of their listings, communications, contracts, invoices, products, services, taxes, licences, imports, exports, sanctions compliance, fulfilment, warranties, refunds, chargebacks, and consumer obligations.

    We may require identity or business verification, transaction information, source-of-funds information, or other compliance checks. We may delay, decline, restrict, reverse, report, or review activity when required by law, partner rules, risk controls, court orders, sanctions obligations, or our platform policies.

  • An individual can share a VSL payment request for an agreed amount and receive money through an available payment method.

    A professional can request a service fee and receive a card, bank transfer, USDT or BTC payment where supported.

    A business can send an invoice or payment link to receive a payment without asking the customer to browse a marketplace.

    A VSL user can accept digital payments in person through a supported link, QR code or virtual POS, alongside cash handed over directly.

    Anyone paying a VSL user can open the official request, check the recipient and amount, complete an available payment method and keep the transaction reference.

Reference profile

VSL Market at a glance.

Concise, public information for customers, partners, press, search engines, and AI discovery systems.

Short description

VSL helps Africans accept payments, receive money and pay VSL users for anything lawful, in person or online.

Long description

Accept payments from anyone through cards, bank transfers, USDT and BTC where supported. Receive money through WhatsApp, Facebook, AI agents, in person or on your own platform. Pay other VSL users through their official requests. Keep the payment status and related records together in one transaction session.

How we support safer transactions

We help buyers and sellers create clearer records through profiles, listings, messages, quotations, invoices, contracts, payment references, and status updates. We promote transparent communication and may use verification, transaction review, account restrictions, and other risk controls. These measures help reduce risk but do not guarantee every user, transaction, product, service, delivery, refund, or contractual outcome.

Core features

Payment requests, payment links, virtual POS, supported QR payments, fiat and crypto payment options, multi-currency records, payment status, invoices and receipts, with WhatsApp, Facebook, AI and embedded payment channels where supported.

Core positioning

Social Payments for Africans and AI agents. Accept payments from anyone, receive money for anything lawful and make payments to VSL users, wherever the transaction starts.

Availability and compliance

Features, payment methods, currencies, fees, payouts, settlement timing, virtual accounts, QR payments, POS-style collection, crypto-related options, AI results, WhatsApp connectivity, verification requirements, and regional access vary by country, account eligibility, transaction type, partner availability, risk review, and applicable law. Users must confirm the available option and review all transaction details before relying on a specific payment, payout, communication, or contract-related feature.